Part of the reason the product's flourishing is because of these qualification processes. What we're looking at is the asset, right?

What's the value of it today? How much is that mortgage? How much equity is there in it? Once we can establish that, then we start actually looking at the homeowner.

It's far less restricted because there's no monthly payment.

We’ve just surpassed two billion in debt facilities on our platform. Now, that number itself does not mean a lot to me, because there's some facilities that are huge, others that are small, right? And the complexity might be totally different.

We have some customers where it's huge facilities, but it's fairly simple stuff like auto loans, and then one of our smallest customers, they do income share agreements for students internationally. It's a crazy, complicated interest calculation.

It's hundreds of thousands of data points every hour that we process. So that's incredibly challenging from a tech perspective. So the number is good. It's impressive. It shows that we are being trusted, but I'm more excited about the use cases behind that, right?