Access to Credit, Agri loans, North America Brendan le Grange Access to Credit, Agri loans, North America Brendan le Grange

How to Lend Money to Regenerative Farmers, with Robbie Vitrano

We live in a world of 3 billion malnourished people: 1 billion are starving, 2 billion are overfed with the wrong calories.

Conventional agricultural lending is based on yield and predictability, but we're in the middle of trying to reset that story, so we're walking that land with that farmer. So we also get a sense of, do these people know what they're doing? Are they deeply committed to it? Are they applying the knowledge and the experience and the wisdom of the ecosystem? And I'm oversimplifying, but the idea is that a farmer that is embracing regenerative practices needs time to transition, and there's going to be some unknowns then that transition period, and so we need to stage capital in the right way.

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Financing smart agriculture, with Allan Tollo

Well, yes, we've got very many stories. We've got a woman who is physically challenged and is unable to move around and she started a small food business. And for one reason or another was never never able to get credit from a bank or any other financial institution - because they deem her as a high risk. And we stepped in to support her with a micro loan. And now she's grown her business 300% Very, very powerful testimony, which is on video, and a very excited woman.

Indeed, we have several people just to mention, one lady also had a cow, and was giving her 1 litre of milk, and we convinced her to sell it. And she topped up that money for us to finance and get her cow. And now she enjoys 17 litres of milk every day. Now, the beauty of this is immediately after the cow calved down, it was again pregnant within two months. And so I think in the next three months, she would again be enjoying a second calf from the original cow that we helped her to get.

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IDEAS FROM AROUND THE WORLD

We feature guests from around the globe, sharing their best lending strategies and knowledge.

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